As determined by contracts, most comprehensive plans cover between 20 and 24 conditions in total. The most commonly occurring conditions, in terms of claims, are heart attack, stroke, and cancer.
Typically, comprehensive critical illness insurance policies cover most or all of the following conditions:
| Alzheimer's Disease | Loss of Limbs |
| Aortic Surgery | Loss of Speech |
| Benign Brain Tumour | Major Organ Transplant Recipient |
| Blindness | Major Organ Transplant Waiting List |
| Cancer | Motor Neuron Disease (ALS/Lou Gehrig's Disease) |
| Coma | Multiple Sclerosis |
| Coronary Artery Disease requiring surgery | Occupational HIV Injury |
| Deafness | Paralysis |
| Heart Attack | Parkinson's Disease |
| Heart Valve Replacement | Severe Burns |
| Kidney Failure | Stroke |
Arca Financial Group provides critical illness insurance from the following major Canadian insurers:
When I needed them the most, Arca was there to help, and they have always made me feel comfortable and welcome - like part of the family. The staff I've dealt with have been instrumental in helping me with my goals and long-term financial planning, including making sure the funds were there for my children's post-secondary education. Their friendly approachability and knowledge are what makes Arca stand out from their competition.