With today's amazing medical advances, the chance that you will survive a very serious or life altering illness is now not only possible, but probable. Keeping this in mind, an important, yet often overlooked, part of every financial plan is the consideration of a family's financial survival and recovery when faced with a potentially life threatening illness. Critical Illness insurance is available to anyone under the age of 65 who has no history of serious illness. It provides a substantial lump sum tax free benefit upon the diagnosis of a heart attack, cancer, stroke, or one of several other conditions. This benefit is paid out 30 days after diagnosis and in the event that death occurs before the 30 day waiting period is satisfied, the premiums that have been paid into the policy are refunded to the estate.
Benefits range from $25,000 to $2,000,000
What is Critical Illness Insurance?
What can it do for you?
What conditions are covered?
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Critical Illness Printable Brochure
At Arca Financial, I feel like I can genuinely trust who I'm dealing with. My advisor feels more like a friend or family member than a business partner. I don't ever feel pressured into anything or intimidated in any way. Instead, I'm given suggestions and options, and the end decision is always mine. My advisor is knowledgeable, trustworthy, and always has my best interests in mind.